Capitec Bank Home Loans Pre Approval

Capitec Bank Home Loans Pre Approval. Capitec Home Loans is brought to you in association with SA Home Loans. Capitec Bank originates the application on behalf of SA Home Loans. SA Home Loans will assess and approve your credit application. A credit provider which is managed by SA Home Loans will enter into the credit agreement with you as the borrower.

Email these documents to Info@capitechomeloans.co.za once you’ve applied for your home loan and received a reference number.

Permanently employed (for both applicants, if applicable)

  • Latest 3 months’ salary slips
  • Latest stamped 3 months’ personal bank statements
  • Copy of SA ID document
  • Copy of marriage certificate or antenuptial contract (ANC) (if applicable)
  • Copy of the signed offer to purchase agreement
  • Personal assets & liabilities statement for loan amounts over R2.5 million

Self-employed (for both applicants, if applicable)

  • Proof of income: Letter of drawings from an accountant (latest stamped 6 months’ personal bank statements
  • Personal assets and liabilities statement
  • Latest stamped 6 months’ business account bank statements
  • Latest 2 years’ annual financial statements
  • Where annual financial statements are older than 6 months to date, current management accounts not older than 2 months signed by the applicant and accountant must be provided in addition to the annual financial statements
  • Copy of SA ID document
  • Copy of marriage certificate or antenuptial contract (ANC) (if applicable)
  • Copy of registration documents or trust deed
  • Copy of the signed offer to purchase agreement